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New Higher Conventional Loan Limits for 2019

December 6, 2018 0 Comments WiserLendingAdmin

Fannie Mae and Freddie Mac are Making It Rain for the 3rd year in a row Fannie and Freddie are responsible for...

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Wiser Showdown – Conventional Loans vs. FHA Loans

November 4, 2018 0 Comments WiserLendingAdmin

One of the fun parts of being a mortgage loan originator is fielding phone calls from new borrowers who are shopping...

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How Much Do I Need for a Down Payment To Buy a Home?

April 16, 2018 0 Comments WiserLendingAdmin

When trying to qualify to purchase a home there are three areas that most borrowers will need to have to do so...

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What Can I Use a Cash Out Loan For?

March 20, 2018 0 Comments WiserLendingAdmin

  It’s 2018 and the Cash Out Refinance is returning as a great option to access the equity in your home...

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New Home Builders and their "In House Lenders"

February 22, 2018 0 Comments WiserLendingAdmin

I have been doing this job for over a decade and consider myself an expert in mortgage lending.  In that time I have...

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Lock Your Rate Now!

February 15, 2018 0 Comments WiserLendingAdmin

  I’ve been saying it since the 2016 election……………………………………………….

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Don't be "That" Home Buyer…….Get Preapproved first!

January 23, 2018 0 Comments WiserLendingAdmin

Most good realtors are not interested in wasting your time and especially not theirs.  Having a preapproval or...

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Veterans Beware of the VA Hybrid Loan

January 12, 2018 0 Comments WiserLendingAdmin

[av_textblock size=” font_color=” color=”] Every year each loan originator has to complete...

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The Borrower's 10 Commandments for a Smooth Transaction

January 11, 2018 0 Comments WiserLendingAdmin

Oh the woes of getting a borrower from application to funding.  We have seen some crazy stuff come up while in the...

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Texas Cash Out Laws and Proposition 2

January 10, 2018 0 Comments WiserLendingAdmin

[av_textblock size=” font_color=” color=”] I have been doing business in the state of Texas since...

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Recent Post
Can I Still Refinance If I Took a Forbearance Agreement Due To The Coronavirus?
August 8, 2020
Mortgage Secrets Revealed – Texas Cash Out Loans
June 27, 2020
Mortgage Secrets Revealed – Mortgage Interest Rates
May 22, 2020
Mortgage Costs: What is a Discount Point/Fee? What is an Origination Point/Fee?
April 28, 2020
How has Covid19 Affected the Mortgage Industry? Can I get a Mortgage During the Coronavirus Pandemic?
April 22, 2020

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